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Credit cards on the day of registration are quite popular among the population, as they are distinguished by their cheapness. In addition, the user will be able to take advantage of many bonuses to participate in various promotions. To receive a card, it will only be necessary to fill out a questionnaire, which is considered within 5 minutes, after which the client is informed of the result of its consideration by a mobile phone. So, the following are the best cards on the day of circulation.
1. Lightning OTP Bank. The card limit is 300 thousand rubles, and the grace period is 55 days. Grace includes only payment for goods in trade and service establishments. The advantage of this card is that the client does not have to pay for its issuance and further maintenance. The monthly cost of SMS banking is 79 rubles. You can withdraw cash by paying a commission of 2.9% + 290 rubles. A person who has reached the age of 21 can receive the card.
2. 110 days without% Raiffeisen Bank. On this card, the limit is 600 thousand rubles, and the grace period is as much as 110 days. All payments by card are included in the Grace period. Issuing a card is free, but you have to pay for its maintenance every year in the amount of 1800 rubles. However, if you spend at least 8 thousand rubles on the card every month, then the service will be free. SMS banking costs 60 rubles per month. It will be possible to withdraw cash for 3% + 300 rubles. You can become the owner of such a card from the age of 23. The disadvantage of this card is that there are no additional bonuses in addition to a sufficiently long grace. You can only get discounts from the bank’s partners. However, other cards have this as well.
3. Classic Renaissance credit card. The limit is only 200 thousand rubles, which is less than the previous version of the card. Grace period 55 days. Grace includes payment for goods in service companies and stores. The advantage of the card is that it is free to issue and maintain. SMS banking costs 50 rubles per month. Cash withdrawal can be carried out by paying a commission of 2.9% + 290 rubles. This commission is also set for cash withdrawal from third-party ATMs. The card is issued to customers who have reached the age of 21. The client takes part in a bonus program called «Simple Joys». This program involves the accrual of cashback in the form of bonuses. Funds are returned in the form of points that can be exchanged for rubles.