If you urgently need money, a loan to a Maestro card is a great way to get the missing amount at any time of the day, in a few minutes. It is not necessary to be officially employed and have a positive CI. Loans are offered with practically no refusals, one document each — a passport.
Requirements
A loan to the Maestro card is available for almost every applicant. MFOs have simple requirements for clients that most Russians meet:
• Fixed income
• Citizenship of the Russian Federation and permanent residence in the country
• Adult age
• Legal capacity
It should be noted that each company sets the minimum age on an individual basis. In most of them, services are provided to persons who have reached the age of 18. Some are ready to provide money only from the age of 21.
Features:
A loan to a card in an MFO is limited to 30,000 rubles. Larger amounts can be provided for clients who are able to confirm their level of income or who regularly use the services of this company and have earned a positive reputation. In this case, the MFO will provide no more than 100,000 rubles. The loan term is limited to one year. Most often, money is provided for up to a month. Interest in MFIs is calculated on a daily basis. The maximum rate does not exceed 1.5%. Its size depends on the amount and term of the loan.
Registration
Registration takes a few minutes. The client will have to go to the organization’s website and indicate the required loan term and amount. After that, the system will calculate and indicate the amount of the overpayment. After agreeing to the terms, you will have to fill out a short questionnaire and send it for consideration. It must contain information about the client’s income, place of work and residence, other cordites and family composition. After specifying the data, you have to carefully check them for errors and send them for consideration. The credit company will review the questionnaire and communicate its decision. If approved, the client will have to indicate the card number and sign the contract. The funds will be transferred by the company in a few seconds.
Card requirements
Before submitting the questionnaire, the client should make sure that the plastic card meets all the requirements of the company.
Services carry out transfers to:
• name cards. The front side contains the applicant’s first and last name
• with a positive balance. The account must have an amount of at least 10 rubles.
Repayment methods
The client can return the received money using:
• Payment terminal
• By bank card
• Account details
• Electronic wallet
• Contacting a mobile phone salon
Money transfer to the creditor’s account is carried out at any time and takes a few seconds.
Prolongation
You can extend the contract at any MFI. Companies meet their customers halfway and increase the time of lending.
The service is connected on the company’s website. The borrower will have to specify a new payment date, pay interest and commission. The contract is extended in a few minutes, while maintaining the same credit conditions.
Early repayment
Each client can return the money ahead of time, without waiting for the payment date. It is enough to send an e-mail to the company and wait for the recount to take place. The service will announce the date of payment, after which you can return the money. Early repayment does not negatively impact the customer’s reputation. On the contrary, MFIs regard them as capable and value such borrowers.
